skip to main content

Important Notice

It appears you are using an older version of your browser. While some functions will be available, Alabama JobLink works best with a modern browser such as the ones provided by:

Please download and install the latest version of the browser of your choice. We apologize for any inconvenience.

Mortgage Loan Originator

Click the Facebook, Google+ or LinkedIn icons to share this job with your friends or contacts. Click the Twitter icon to tweet this job to your followers. Click the link button to view the URL of the job, which then can be copied and pasted into an e-mail or other document.

Job Details
Job Order Number
Company Name
CB&S Bank
Physical Address
Decatur, AL 35602
Job Description


Originates and manages a pipeline of secondary market mortgage loan applications and closes an acceptable volume of quality loans.


Attracts new mortgage loan applications and retains existing business by developing relationships within builder and/or realtor communities.
Advises borrowers on loan products by examining application and supporting documentation, and pre-qualifying for credit-worthiness. Provides guidance and information relevant to the risks and benefits of each program the borrower is qualified for; effectively communicate the terms of each product.
Meets mortgage loan operational standards by implementing and maintaining productivity, quality, customer-service standards and problem resolution.
Evaluates loan requests, analyzes financial data and determines qualification of collateral and customer credit history.
Structures loan to comply with acceptable lending practices and Federal regulations.
Prepares files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet.
Cross-sells other bank products and services.
Maintains knowledge and follows all bank policies and procedures related to processing, underwriting, and closing of loans.
Executes consultative sales strategies to drive exceptional service and create trusted relationships.

Minimum 3 years of experience in mortgage origination or equivalent.
Hold applicable licenses, as required.
An advanced understanding of mortgage products and the ability to comprehend and implement complex financial concepts related to residential mortgage lending.
Thorough knowledge of mortgage products and services offered as well as market trends.
Knowledgeable on agency and investor regulations and guidelines.
Excellent verbal/written communication skills.
Good organizational skills.
Ability to learn and adapt to market changes quickly.
Ability to build strong relationships with production, underwriting, closing and other internal and external partners.

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.

To view full details and how to apply, please login or create a Job Seeker account.